Period after period XRP price decreased 1.65% according to Federal Reserve decisions. At present, the XRP is quoted at around $0.88 cents. In addition, a negative force in the entire crypto market was felt. Therefore, investors are keeping a watch on geopolitical risks and government situations.
Federal Reserve kept the existing interest rates at the same level. Bullish statements were not made by Chairman Powell and neither were bearish statements. Moreover, this decision had been already predicted by crypto markets. Consequently, the focus now turns to the world political events.
XRP Millionaire Wallets Grow.
XRP millionaire wallets up the first time in September. In particular, 42 new wallets with 1 million and more tokens emerged. Moreover, it is a positive long term accumulation indicator. Thus, it is rich investors who are putting positions on the books now.
Since October 10th price pullback, accumulation started. Current prices are considered as opportunity to many investors. Besides, the growth in wallet implies the optimism on future performance. In line with this, this indicator suggests possible positive bullishness.
Cryptocurrencies Market Analysis.
After the announcement by Fed, Ethereum dropped by 2. On the same note, Solana fell by 1.5% in same period. Besides, there is increased market apprehension that puts pressure on the price of cryptocurrencies. Thus, there are several causes of weakness of the current market.
The government shutdown issues introduce more uncertainty in the market. Iran case provides a geopolitical risk to markets. Additionally, these aspects amplify underlying crypto market hesitation. In this way, investors are waiting to be enlightened before they can move.
Fed Chairman Powell Remarks.
According to Powell, geopolitical risk is centred on oil mainly. Despite turmoil the oil prices have in fact gone down. Further, he focused on economy doing well in the present. Therefore, Powell overestimated the issue of changes in the trade policies.
Powell argued that Federal Reserve would not be controlled by politics. He emphasized that institutional arrangements are beneficial to people. This, as well, is important principle of separation of elected officials. Thus, Powell does not want the president to control policy directly.
New Fed Chair Selection
Decision imminent, says Treasury Secretary Besent. President Trump might choose new chairman in several weeks. Moreover, Rick Rieder is a leader in terms of betting odds by 10%. Markets, therefore, expect a pro-Bitcoin, pro- crypto appointment.
The change of the Fed chair might change policy radically. Markets demand a reduction in inflation and crypto friendly positioning. In addition, this appointment has the potential to increase the cryptocurrency mood to a considerable extent. In line with this, investors monitor this development keenly in order to get cues.
SEC Tokenized Asset Ruling
The SEC demystified that tokenized securities are not under-regulated. The transfer of assets on-chain does not alter compliance needs. Also, there are still registration and disclosure regulations in full effect. Consequently, blockchain technology does not avoid the current securities regulations.
The agency distinguished two types of tokenization evidently:
- Issuer-backed token securities: Onchain transfers are a literal ownership. Shareholder rights are vested directly on holders.
- Tokens issued by third party: These offer artificial economic exposure only. They do not transfer ownership rights in a legal manner.
Robinhood 24/7 Trading Launch
Robinhood declared 24/7 trade in tokenized stocks. This service has self-custody services to users. Furthermore, the timing is in line with SEC tokenization direction. Therefore, tokenized securities obtain practical uses in the present day.
The securities are securities irrespective of the form of tokenization. Blockchain versions are also subject to compliance requirements. Moreover, this explanation aids in the creation of regulatory structure. In such a way, the traditional finance and the blockchain become more compatible.
Crypto PAC Midterm Funding
Crypto PAC has a cash amount of $193 million. This is a 37 percent growth since July 2025. There are also such large players as Ripple, A16Z, and Coinbase. Thus, the industry is actively preparing to elections in 2026 in the middle of the term.
Both companies were putting aside substantial sums towards political activities. The PAC intends to impact pro- crypto legislation. In addition, all industries indulge in the same political financing. As a result, crypto is a strategic follower in terms of lobbying.
Mid-term Election Market Implication.
Historically, the midterm years have a decrease in crypto performance. But this trend was in line with the past bull run peaks. Also, 2026 has not reached a normal crescendo rally yet. Thus, the historical trends might not be relevant nowadays.
This midterm may not be similar to past midterm periods. Nothing like a banana zone existed before the present day market conditions. Moreover, the absence of peak implies other dynamics. Therefore, 2026 can shatter custom patterns of weakness in midterm.
ISM PMI Economic Indicator
Bitcoin never experienced all-time lows less than 50 PMI. At present, ISM PMI is below 50 mark. Besides, this implies economic shrinkage and liquidity accumulation. Thus, the accumulation phase is indicated by historical data.
The buying windows were indicated by PMI under 50. These were the times when great bull runs took place. Moreover, PMI is low, which also means the stage of risk asset accumulation. In that regard, the present circumstances can be the opportunity period.
Gold and Silver Rally
Gold is trading at an average of $2850 per ounce. The precious metal was subjected to odd volatility in the recent past. Furthermore, the gold rallied by 4 percent in only two hours. Therefore, traditionally stable gold moves even more actively.
Silver hit 116 and marginally hit 120. The metal pulled back about 3 percent in turn. Moreover, the purchase of dips carried 14 percent profits in recent times. Silver is therefore performing better over time even when it is subject of short term corrections.
Precious Metals Liquidity Impact.
Silver and gold are taking up much liquidity in the market. This pulls out capital in cryptocurrency markets in the short term. Besides, now, crypto channels produce precious metals content. Thus, the level of attention can be approaching the peak.
On the one hand, there are potential tops due to high watch rates on silver/gold videos. In the past market reversals are usually followed by mainstream attention. Also, there are special dynamics of supply shortage of silver. Therefore, its case is not similar to the common speculation bubbles.
Comparison of Sentiment in the market.
The mood is less favorable than it was in December 2022. At that time, Bitcoin was approximately trading at $15,000. Further, XRP was in the region of 0.50 at the time. Prices have thus gone up significantly since then.
Fatigue amongst investors seems to be increased now with enhanced prices. Performances of stock market and precious metals cause distractions. Moreover, crypto sideways move decreases the excitement level greatly. Therefore, diversification assists in dealing with psychological investment pressures.
Diversification Strategy Investment.
Risk is mitigated with diversification in different asset classes. They should consist of stocks, real estate, and crypto. Also, precious metals have the benefits of inflation protection. Thus, diffusion of investments equalizes performance between market cycles.
It can never be the case that a single asset class will perform poorly in the short run. Diversified portfolios are however more stable in the long term. Further, this practice helps in minimizing emotional stress. In line with this, investors are not to be concentrated in one asset.
February Market Outlook
January began well but declined in the middle of month. February may present possible break out in the future. Also the geo-political events will have a big effect on the direction of the market. As such, the performance in the coming month is determined by various factors.
The resolution of government shutdown has a direct impact on the confidence of the market. The developments in Iran bring a lot of uncertainty to the traders. Besides, sentiment could change with new Fed chair announcement. Therefore, the February has a number of significant catalysts, possibly.
Crypto news writer since 2022, covering blockchain, digital assets, and market regulation.
Focused on clear, accurate reporting and simplified analysis for global readers.