Recently, Ripple Treasury does a merger with G Treasury. This integration has huge institutions links on a world wide basis. In addition, XRP supports every transaction in XRPL. As a result, tokenized assets will go through XRP.
G Treasury had been serving the conventional financial institutions across the globe. At this point, these relationships sustain the XRP Ledger. Also, RLUSD stablecoin is used to supplement the main purpose of XRP. Thus, Ripple Treasury sets XRP to grow.
What is Ripple Treasury
Ripple Treasury is a joint venture of Ripple and G Treasury. This is a unified platform that serves the financial institutions across the world. In addition, it also utilizes legacy system links. Therefore, it makes the adoption more efficient.
The platform has XRP as bridge currency. Besides, RLUSD is dealing with stablecoin transactions separately. Moreover, G Treasury came with massive institutional contacts. In this regard, blockchain technology becomes accessible by more banks.
XRP Bridge Currency Role
The primary bridge currency is the XRP. Every transaction on XRPL can be essentially XRP-based. Equally, interconversion is required between currencies through XRP. Thus, XRP is still crucial in cross-border payment.
The conversion of dollars to the yen involves XRP bridging. Similarly, XRP is utilized in any fiat to fiat conversion. In addition, XRP is also required in making transfers in the form of stablecoins. Therefore, the higher the amount of transactions, the higher is the demand of XRP.
Stablecoin Competition and Bank Risks.
Stablecoins pose a threat to the conventional banking systems. Banks are scared of losing deposits to the use of stablecoins. Also, there is a potential to have faster bank runs with stablecoins. Financial institutions are therefore currently fighting against yield-bearing stablecoins.
Stablecoins are already able to provide yield in China. This puts global banks under competition. Moreover, deposit flight increases to greater yields at a faster rate. Hence, banks sell tokenized deposits as alternative.
Tokenized Deposits Solution.
Banks are more likely to adopt tokenized deposits as opposed to independent stablecoins. This is the suggestion of the Bank of England. In addition token deposits retain control among banks. Therefore, institutions are effective in upholding power structures.
Bridge currencies are still necessary in tokenized deposits. XRP enables transfer across deposits systems that are tokenized. This will also generate the demand of XRP services. Based on this, XRP will gain either way of stablecoins.
Tokens in Real Assets Dotting.
Real liquidity support will be offered by tokenization of gold. Unutilized underground gold reserves will be transferred to on-chain. In addition, the prices of silver are also hitting new heights. Therefore, the use of precious metals as tokens leads to the use of blockchain.
Silver has just crossed the price range of 90-100. In addition, analysts forecast that eventually silver will go to 150-200. Also, the real estate will be liquidated through tokenization. Thus, blockchain infrastructure is required in several asset classes.
Oil and Commodity Tracking
Ship theft of oil costs billions of dollars a year. The process of tokenization allows total traceability in the supply chain. In addition, blockchain eliminates unlawful commodity transfers. Therefore, security in industries is implemented in the form of tokenization.
Each barrel is traced back to the point of origin. Also, the transfer of ownership is permanent in blockchain. In addition, this eradicates theft and fraud. Therefore, the commodity sectors adopt the tokenization technology at a high pace.
Influence of World Economic Forum.
XRP is backed by the World Economic Forum. Patrick Wit realized that Davos is an indicator of regulatory clarity. In addition, WEF keeps in touch with world leaders. Thus, cryptocurrency policies are influenced by them.
WEF included XRP, Stellar, Solana and XDC. Such projects were well documented on WEF. Besides, XRP is contained in the US digital asset stockpile. In turn, the institutional preference is consistent with the WEF recommendations.
The Bitcoin Accumulation in Institutions.
MicroStrategy keeps on purchasing millions of Bitcoin. Bitcoin holdings are also amassed in other institutions in quiet. In the meantime, mainstream media induces fear to retail. Thus, the prices remain low in the accumulation process by institutions.
On January 28, 2026, Bitcoin recovered $90,000 again. Besides, a weak US dollar contributed to an increase. Also, decisions by Federal Reserve rates affect prices. Therefore, institutional purchasing still goes on even when it is a volatile price.
Fragmentation of Financial System Grows.
IMF has recently publicly criticized the US debt levels. After that, IMF complimented the European financial situation individually. This also leads to geo-political tensions and fragmentation. Based on this more bridge currencies are required across the world.
By becoming more fragmented it is more XRP work. Various financial systems have to use intermediary currencies always. In addition, this process of fragmentation is hastened by political tensions. Thus, the more unstable it is, the higher the demand of bridge currency becomes.
There are indications of a legacy system collapse.
The commercial real estate is experiencing huge issues. Banks have huge unrealized losses on books. Uninsured deposits also have a systemic vulnerability risk. In addition, there are bad omen signs on private credit markets.
Technologically, stablecoins allow running the bank instantly. In addition, deposit erosion increases faster with digital substitutes. These issues are further aggravated into systemic risks. Therefore, transformation of the legacy financial system is a reality.
XRP Price Potential Outlook
All XRPL transactions are processed by XRP. The tokenization markets are reaching about 11 trillion. Moreover, regulatory transparency increases institutional adoption faster. This means that the XRP demand will be vastly grow after some time.
Brad Garlinghouse has the XRP permanently tattooed on his body. This shows a sense of seriousness towards XRP success. In addition, Ripple gives precedence to XRP above RLUSD. Thus, the management of the company is still in full compliance with the XRP holders.
Crypto news writer since 2022, covering blockchain, digital assets, and market regulation.
Focused on clear, accurate reporting and simplified analysis for global readers.